--- title: "Lender Spotlight: Emmie Kleppelid" description: Rocky Mountain Credit Union lenders help make dreams a reality. In this Lender Spotlight, get to know Emmie Kleppelid, a Home Equity Loan Officer. image: https://rmcu.net/hubfs/RMCU-Blog_Crop_lender_spotlight_EMMIE%20(1).jpg --- [![RMCULogoColor.jpg](https://rmcu.net/hubfs/RMCU-logo.svg "RMCULogoColor.jpg")](https://rmcu.net) [Online Banking Login](https://banking.rmcu.net/auth/signin) [Online Banking Login](https://banking.rmcu.net/auth/signin) [![RMCULogoColor.jpg](https://rmcu.net/hubfs/RMCU-logo.svg "RMCULogoColor.jpg")](https://rmcu.net) - - [Home Loans](https://rmcu.net/home-loans) - [Personal](https://rmcu.net/personal) - [Business](https://rmcu.net/business) - [Membership](https://rmcu.net/membership) - [Careers](https://rmcu.net/membership/about-rmcu/careers) - [Contact Us](https://rmcu.net/contact-us) - Search - [Financial Education ▾](https://rmcu.net/blog/lender-spotlight-emmie-kleppelid#financial-education-nav) - [About RMCU ▾](https://rmcu.net/blog/lender-spotlight-emmie-kleppelid#about-rmcu-nav) - [Security](https://rmcu.net/membership/security) - [TruStage: Security Alert](https://rmcu.net/trustage-security-alert) - [Money Mastermind](https://rmcu.net/money-mastermind-lessons) - [Financial Counseling](https://rmcu.net/financial-counseling) - [Savvy Money](https://rmcu.net/membership/financial-education/savvy-money) - [Blog](https://rmcu.net/blog) - [Resources](https://rmcu.net/resources) - [RMCU Team](https://rmcu.net/membership/about-rmcu/rmcu-team) - [Member Information](https://rmcu.net/membership/about-rmcu/member-information) - [Annual Meeting](https://rmcu.net/membership/about-rmcu/annual-meeting) - [Community](https://rmcu.net/membership/about-rmcu/community) - [Our History](https://rmcu.net/membership/about-rmcu/history) [back to blog](https://rmcu.net/blog) [Lender Spotlight](https://rmcu.net/blog/topic/lender-spotlight) # Lender Spotlight: Emmie Kleppelid Read Time **2 mins** | Written by: Rocky Mountain Credit Union [mailto:?subject=Lender%20Spotlight%3A%20Emmie%20Kleppelid&body=https%3A%2F%2Frmcu.net%2Fblog%2Flender-spotlight-emmie-kleppelid](mailto:?subject=Lender%20Spotlight%3A%20Emmie%20Kleppelid&body=https%3A%2F%2Frmcu.net%2Fblog%2Flender-spotlight-emmie-kleppelid)   Emmie has been a long-time credit union employee with over 15 years of experience. After taking a break to raise her five children, when she was prepared to return to the workforce, she knew she wanted to work for another credit union, and RMCU was a natural fit. After six years with RMCU, Emmie is happy to have found an excellent match for her career.    ## Helping Homeowners Invest In Their Needs As a home equity lender, Emmie works with community members throughout the state of Montana to help them use the equity in their home to finance needs that arise. This can be in the form of a [home equity loan or a home equity line of credit (HELOC)](https://blog.rmcu.net/home-equity-loans). Members may want to use their home equity to invest, improve their home, pay down debt, buy a car, or help with college tuition, and Emmie is proud to be able to assist them in this process.    Frequently, members applying for home equity loans are concerned with the amount of equity available in their home, credit score or debt-to-income ratio. “At RMCU, we’re able to work through the issues and concerns that our members have, one step at a time,” Emmie said. That’s just a tiny part of the RMCU difference; we work with our members to help them achieve their financial goals.    Whether the goal is to buy a new snowmobile for exploring the Montana wilderness this winter or to help support your child's college, Emmie is committed to supporting members in all phases of their life. She is happy to take the time to sit down with you and listen, understanding your needs and what matters most to you. Plus, she knows that life happens fast, and turnarounds on your loan approval should, too.    ## Working For Members, Not Profit Emmie’s values align with the RMCU mission to promote financial well-being for its members — not to turn a profit. Unlike banks, credit unions pass their savings onto members, often resulting in lower interest rates and fees on your loan. This is excellent news for Emmie as the messenger and even better news for members.    At RMCU, you're a member, not a nameless account. You'll get real people on the phone when you call and our personable, undivided attention when you walk into one of our branches. “I love meeting with my members and helping them problem solve. That’s the best part of the job,” Emmie commented.   While Emmie loves helping members invest in their needs, she also loves spending time in the vast outdoors of Montana with her family. The family loves taking advantage of the summer, boating, camping, hiking, and more.    If you’re considering taking the next step and investing your home equity, reach out to Emmie and see what benefits an RMCU membership can offer you. Call her today at 406.447.1118 or reach out via email at [ekleppelid@rmcu.net](mailto:ekleppelid@rmcu.net).        ***If you enjoyed this blog, you might enjoy these other related blogs:***  - [Get Smart About Credit With SavvyMoney from RMCU](https://rmcu.net/blog/get-smart-about-credit-with-savvymoney-from-rmcu) - [Budgeting for a Family Vacation](https://rmcu.net/blog/budgeting-for-a-family-vacation) - [Improve Your Home's Curb Appeal With a HELOC](https://rmcu.net/blog/improve-your-homes-curb-appeal-with-a-heloc) [![Subscribe To Our Blog!](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/2687142/dda73c99-1639-4c70-8bd2-a6d699cfcee5.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2687142/dda73c99-1639-4c70-8bd2-a6d699cfcee5)       ##### Rocky Mountain Credit Union Share the Love [mailto:?subject=Lender%20Spotlight%3A%20Emmie%20Kleppelid&body=https%3A%2F%2Frmcu.net%2Fblog%2Flender-spotlight-emmie-kleppelid](mailto:?subject=Lender%20Spotlight%3A%20Emmie%20Kleppelid&body=https%3A%2F%2Frmcu.net%2Fblog%2Flender-spotlight-emmie-kleppelid) You May Like These ## Related Articles ![](https://rmcu.net/hs-fs/hubfs/RMCU-Blog_Crop_lender_spotlight_KellyBoldy-1.jpg?width=700&name=RMCU-Blog_Crop_lender_spotlight_KellyBoldy-1.jpg) Build Credit ### [Lender Spotlight: Kelly Boldy](https://rmcu.net/blog/lender-spotlight-kelly-boldy) In this Lender Spotlight, get to know Kelly Boldy, a Consumer Loan Officer at Rocky Mountain Credit ... Keep Reading ![](https://rmcu.net/hs-fs/hubfs/Campaigns/MORTGAGE/iStock-134212767.jpg?width=700&name=iStock-134212767.jpg) Home and Mortgage ### [Questions To Ask Your Lender When Buying A Home](https://rmcu.net/blog/questions-to-ask-your-lender-when-buying-a-home) Financing your home loan isn't the first thing that comes to mind during the process but it is essen... Keep Reading ![](https://rmcu.net/hs-fs/hubfs/Campaigns/Vehicle%20Loans/iStock-502873578.jpg?width=700&name=iStock-502873578.jpg) Loans ### [When to Refinance a Car Loan](https://rmcu.net/blog/when-to-refinance-a-car-loan) Many car loans are kept with the original lender during the life of the loan but it can be beneficia... 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