--- title: Business Credit Card from Rocky Mountain Credit Union description: With our quick and easy one-page application, 24-hour approvals and instant issuing in our branches, you can be using your new business VISA the day after you apply. --- [![RMCULogoColor.jpg](https://rmcu.net/hubfs/RMCU-logo.svg "RMCULogoColor.jpg")](https://rmcu.net?hsLang=en) [Online Banking Login](https://banking.rmcu.net/auth/signin) [Online Banking Login](https://banking.rmcu.net/auth/signin) [![RMCULogoColor.jpg](https://rmcu.net/hubfs/RMCU-logo.svg "RMCULogoColor.jpg")](https://rmcu.net?hsLang=en) - - [Home Loans](https://rmcu.net/home-loans?hsLang=en) - [Personal](https://rmcu.net/personal?hsLang=en) - [Business](https://rmcu.net/business?hsLang=en) - [Membership](https://rmcu.net/membership?hsLang=en) - [Careers](https://rmcu.net/membership/about-rmcu/careers?hsLang=en) - [Contact Us](https://rmcu.net/contact-us?hsLang=en) - Search - [Business Checking](https://rmcu.net/business/checking) - [Business Savings](https://rmcu.net/business/savings) - [VISA Business Card](https://rmcu.net/business/credit-card) - [Business Loans](https://rmcu.net/business/loans) ![rmcu-visa-business-credit-card](https://rmcu.net/hs-fs/hubfs/rmcu-visa-business-credit-card.png?width=1800&height=1192&name=rmcu-visa-business-credit-card.png) # Business Low-Interest Credit Card ## Cash Back Rewards\* and Competitive Rates on Your New Visa Business Card. Do business smarter with a Visa that earns you cash back on every dollar you spend. Plus, you'll benefit from our always low variable rates and no annual fees. *\*Cash advances and balance transfers are not eligible for cash back rewards.* [Apply Now](https://rmcu.net/business/credit-card#visa-application) ## Business Low-Rate Visa Credit Card | | VISA Business Card | | --- | --- | | Rate: | As Low as 11.49% APR Variable | | Annual Fee: | None | | Balance Transfer and Cash Advance Fee: | 2% of the amount of each transaction (min $2.50) | | Balance Transfer and Cash Advance Rate: | As Low as 11.49% APR Variable | | Benefits: | Cash back on every purchase, low variable rate, low balance transfer fee, low cash advance fee, no annual fee, issue cards to multiple users and local servicing | *APR as of January 1, 2026 The variable APR is subject to change and based on the Prime Rate. Actual rate is determined by creditworthiness. Some restrictions apply. On approved credit. Must qualify for membership. Each account is privately insured up to $250,000 by American Share Insurance. By members’ choice, this institution is not federally insured.*  [Read the VISA Disclosure](https://rmcu.net/hubfs/App%20and%20Solicitation-October%202026.pdf?hsLang=en) ## Start Your Application ### Get a clear picture of your credit score SavvyMoney is a free credit score monitoring tool for all Rocky Mountain Credit Union members. Learn your current credit score, get personalized tips on improving it, and get alerts to any changes in your credit score. [Learn More](https://rmcu.net/membership/financial-education/savvy-money?hsLang=en) ## FAQs About Our Visa Credit Cards Can I make my credit card payments online? You can! Simply log on to online banking or the RMCU mobile app, go to “Move Money,” select “Payments and Transfers,” and transfer money from your savings or checking account to your credit card. If you would like to make your Visa payment from another Institution, log into your online banking, click “Access your RMCU Visa,” and then click “Make a Payment.” Does my RMCU Visa credit card offer insurance for rental cars? No, it does not. There are charges on my credit card I don’t recognize. What do I do? To report an unrecognized charge, call the credit union during business hours at 406.586.1505 or, after hours, call 833.277.9333. A representative will help you with your inquiry. What do I do if my RMCU Visa credit card is lost or stolen? If your RMCU Visa credit card is lost or stolen, please call 406.586.1505 or after hours 833.277.9333 When is my payment due? Visa payments are due on the 26th of each month. ## [**FOLLOW US ON INSTAGRAM**](https://www.instagram.com/rockymountaincu/?hl=en) - [Privacy Policy](https://rmcu.net/hubfs/DISCLOSURES%20(FILES)/Privacy_Notice.pdf) - [ADA Compliance](https://rmcu.net/ada-compliance) - [Careers](https://rmcu.net/membership/about-rmcu/careers) - [Fee Schedule](https://rmcu.net/hubfs/DISCLOSURES%20(FILES)/RMCU_ScheduleOfCharges_Members_2024-DIGITAL-2.pdf) ![Equal Housing Leader](https://rmcu.net/hs-fs/hubfs/raw_assets/public/RMCU_2022/images/home-lender-logo.png?width=140&name=home-lender-logo.png "Equal Housing Leader") ![American Strategic Insurance](https://rmcu.net/hubfs/raw_assets/public/RMCU_2022/images/asi-logo.svg "placeholder_200x200") Each account is insured by American Share Insurance up to $250,000. By members' choice, this institution is not federally insured. [![RMCULogoColor.jpg](https://rmcu.net/hubfs/RMCU-logo.svg "RMCULogoColor.jpg")](https://rmcu.net?hsLang=en) All share and loan accounts are subject to membership eligibility. Equal Housing Opportunity. **RMCU NMLS# 585490** © 2026 Rocky Mountain Credit Union All Rights Reserved × ## You Are Leaving Our Website You are leaving the Rocky Mountain Credit Union website and accessing a third-party website. The privacy, security, and accessibility policies of third-party websites may differ from those of Rocky Mountain Credit Union. We encourage you to review the policies of any website you visit. Rocky Mountain Credit Union is not responsible for the content, privacy, security, or availability of external websites and does not endorse or guarantee the products, services, or information they provide. Stay Here Continue ```json { "@context" : "https://schema.org", "@type" : "FAQPage", "mainEntity" : [ { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "

You can! Simply log on to online banking or the RMCU mobile app, go to “Move Money,” select “Payments and Transfers,” and transfer money from your savings or checking account to your credit card. If you would like to make your Visa payment from another Institution, log into your online banking, click “Access your RMCU Visa,” and then click “Make a Payment.”

" }, "name" : "Can I make my credit card payments online?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "

No, it does not.

" }, "name" : "Does my RMCU Visa credit card offer insurance for rental cars?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "

To report an unrecognized charge, call the credit union during business hours at 406.586.1505 or, after hours, call 833.277.9333. A representative will help you with your inquiry.

" }, "name" : "There are charges on my credit card I don’t recognize. What do I do?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "

If your RMCU Visa credit card is lost or stolen, please call 406.586.1505 or after hours 833.277.9333

" }, "name" : "What do I do if my RMCU Visa credit card is lost or stolen?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "

Visa payments are due on the 26th of each month.

\n



" }, "name" : "When is my payment due?" } ] } ```