--- title: Personal Loans from Rocky Mountain Credit Union description: RMCU offers low-interest personal loans for debt consolidation, lines of credit, vehicles, and other large purchases. --- [![RMCULogoColor.jpg](https://rmcu.net/hubfs/RMCU-logo.svg "RMCULogoColor.jpg")](https://rmcu.net?hsLang=en) [Online Banking Login](https://banking.rmcu.net/auth/signin) [Online Banking Login](https://banking.rmcu.net/auth/signin) [![RMCULogoColor.jpg](https://rmcu.net/hubfs/RMCU-logo.svg "RMCULogoColor.jpg")](https://rmcu.net?hsLang=en) - - [Home Loans](https://rmcu.net/home-loans?hsLang=en) - [Personal](https://rmcu.net/personal?hsLang=en) - [Business](https://rmcu.net/business?hsLang=en) - [Membership](https://rmcu.net/membership?hsLang=en) - [Careers](https://rmcu.net/membership/about-rmcu/careers?hsLang=en) - [Contact Us](https://rmcu.net/contact-us?hsLang=en) - Search - [Checking](https://rmcu.net/personal/checking) - [Savings](https://rmcu.net/personal/savings) - [VISA Credit Cards](https://rmcu.net/personal/credit-cards) - [Personal Loans](https://rmcu.net/personal/loans) - [Vehicle & Recreation Loans](https://rmcu.net/personal/vehicle-loans) - [Loan & Gap Insurance](https://rmcu.net/loan-gap-insurance) ![rmcu-certificate-account](https://rmcu.net/hs-fs/hubfs/rmcu-certificate-account.png?width=1800&height=1192&name=rmcu-certificate-account.png) # Personal Loans ## Our rates are friendly — just like us - Lower loan interest rates than most big banks - Quick turnarounds with decisions made in our local branches - No application fees - A variety of loan types for every situation - The type of member service you’d expect from a credit union - Access to a personal loan officer who’ll help you every step of the way [Apply Now](https://rmcu.net/personal/loans#loan-application) ![RMCU- Money Mastermind - email graphic](https://rmcu.net/hs-fs/hubfs/RMCU-%20Money%20Mastermind%20-%20email%20graphic.jpg?width=750&height=500&name=RMCU-%20Money%20Mastermind%20-%20email%20graphic.jpg) Money Mastermind ## Get personalized education on finance Adulting is hard. Take our Money Mastermind course to get your financial questions answered. Become a Money Mastermind ![rmcu-life-home-equity](https://rmcu.net/hs-fs/hubfs/rmcu-life-home-equity.png?width=1800&height=1192&name=rmcu-life-home-equity.png) Personal Loans ## Life Loans for Life Moves RMCU offers several loans to help you make life moves. Whether you’re spending for a wedding, covering emergency medical expenses, or consolidating debt, we’ll assess your credit to get you the best rates possible.  - Signature loans - Debt consolidation loans - Share and certificate-secured loans - Overdraft lines of credit - Refinancing ## Your Montana Lenders ![RMCU\_headshots\_2021\_0016\_Kelly-Boldy](https://rmcu.net/hs-fs/hubfs/Consumer%20Loans/Team/RMCU_headshots_2021_0016_Kelly-Boldy.webp?width=1500&height=1500&name=RMCU_headshots_2021_0016_Kelly-Boldy.webp) ### Kelly Boldy Senior Consumer Loan Officer 406.582.6635 Belgrade [kboldy@rmcu.net](mailto:kboldy@rmcu.net) ![michelle\_2022-09-07-214204\_cwsf](https://rmcu.net/hs-fs/hubfs/Consumer%20Loans/Team/michelle_2022-09-07-214204_cwsf.webp?width=1500&height=1499&name=michelle_2022-09-07-214204_cwsf.webp) ### Michelle Clayton Senior Consumer Loan Officer 406.447.5333 Helena [michelle.clayton@rmcu.net](mailto:michelle.clayton@rmcu.net) ![adam-heimbuck](https://rmcu.net/hs-fs/hubfs/adam-heimbuck.jpg?width=1500&height=1500&name=adam-heimbuck.jpg) ### Adam Heimbuck Consumer Loan Officer 406.447.1088 Helena [Adam.Heimbuck@rmcu.net](mailto:Adam.Heimbuck@rmcu.net) ![RMCU\_headshots\_2021\_0021\_Jeff Dowler](https://rmcu.net/hs-fs/hubfs/RMCU_headshots_2021_0021_Jeff%20Dowler.jpg?width=2000&height=2000&name=RMCU_headshots_2021_0021_Jeff%20Dowler.jpg) ### Jeff Dowler Consumer Loan Officer 406.582.6606 Bozeman Huffine [jeff.dowler@rmcu.net](mailto:jeff.dowler@rmcu.net)   ![trey-stephens](https://rmcu.net/hs-fs/hubfs/trey-stephens.webp?width=1500&height=1500&name=trey-stephens.webp) ### Trey Stephens Consumer Loan Officer 406.602.4919 Baxter, Bozeman [trey.stephens@rmcu.net](mailto:trey.stephens@rmcu.net) ![paul-jordan](https://rmcu.net/hs-fs/hubfs/paul-jordan.jpg?width=1500&height=1500&name=paul-jordan.jpg) ### Paul Jordan Consumer Loan Officer 406.221.5205 Butte [paul.jordan@rmcu.net](mailto:paul.jordan@rmcu.net) ### Start Your Application ## Learn More About Personal Loans ![](https://rmcu.net/hs-fs/hubfs/rmcu-credit.jpg?width=700&name=rmcu-credit.jpg) Blog Article ### [How to Build Credit From Scratch: The Path to a 700+ Credit Score](https://rmcu.net/blog/how-to-build-credit-from-scratch?hsLang=en) Learn how to build credit from scratch with smart strategies like secured cards, share-secured loans... Keep Reading ![](https://rmcu.net/hs-fs/hubfs/AdobeStock_283215351.jpeg?width=700&name=AdobeStock_283215351.jpeg) Blog Article ### [Overwhelmed by Multiple Payments? How Debt Consolidation Loans Can Help](https://rmcu.net/blog/debt-consolidation-loans?hsLang=en) A debt consolidation loan can help you simplify payments and save on interest. Find out how it works... Keep Reading ![](https://rmcu.net/hs-fs/hubfs/savvy-image.webp?width=700&name=savvy-image.webp) Savvy Money ### [Guide to Understanding Your Credit Score](https://rmcu.net/membership/financial-education/savvy-money?hsLang=en) We’re giving you the 411 on credit inquiries because knowing how they affect... Keep Reading ## [**FOLLOW US ON INSTAGRAM**](https://www.instagram.com/rockymountaincu/?hl=en) - [Privacy Policy](https://rmcu.net/hubfs/DISCLOSURES%20(FILES)/Privacy_Notice.pdf) - [ADA Compliance](https://rmcu.net/ada-compliance) - [Careers](https://rmcu.net/membership/about-rmcu/careers) - [Fee Schedule](https://rmcu.net/hubfs/DISCLOSURES%20(FILES)/RMCU_ScheduleOfCharges_Members_2024-DIGITAL-2.pdf) ![Equal Housing Leader](https://rmcu.net/hs-fs/hubfs/raw_assets/public/RMCU_2022/images/home-lender-logo.png?width=140&name=home-lender-logo.png "Equal Housing Leader") ![American Strategic Insurance](https://rmcu.net/hubfs/raw_assets/public/RMCU_2022/images/asi-logo.svg "placeholder_200x200") Each account is insured by American Share Insurance up to $250,000. By members' choice, this institution is not federally insured. [![RMCULogoColor.jpg](https://rmcu.net/hubfs/RMCU-logo.svg "RMCULogoColor.jpg")](https://rmcu.net?hsLang=en) All share and loan accounts are subject to membership eligibility. Equal Housing Opportunity. **RMCU NMLS# 585490** © 2026 Rocky Mountain Credit Union All Rights Reserved × ## You Are Leaving Our Website You are leaving the Rocky Mountain Credit Union website and accessing a third-party website. The privacy, security, and accessibility policies of third-party websites may differ from those of Rocky Mountain Credit Union. We encourage you to review the policies of any website you visit. Rocky Mountain Credit Union is not responsible for the content, privacy, security, or availability of external websites and does not endorse or guarantee the products, services, or information they provide. Stay Here Continue