Personal Banking

Q: Credit Score Insights

Monitor your credit using SavvyMoney , a perk built into your RMCU mobile and desktop app.

All the financial tools to reach your life goals

As your local financial partner, we’ll help you assemble the right tools to get what you want out of life. Our low interest rates, cash-back programs, and dividends will save you money along the way, too.

Learn more about:

Checking accounts
Savings accounts
VISA credit cards
Personal loans
Vehicle + Recreation loans

Checking Accounts

“I want to keep my money local and earn rewards along the way.”

Rewards aren’t exclusively for credit cards and savings accounts. Whether it’s getting paid to use your debit card or earning higher dividends, RMCU’s checking accounts go beyond the basic.

Compare Options

Savings Accounts

“I want to save money.”

Choose a savings account that gives you the right level of flexibility with your funds.

Basic savings
HSA and IRA
Under-18 savings
Money market accounts
Certificates of Deposit (CDs)

Compare Options

VISA Credit Cards

“I want to spend, build my credit and earn rewards.”

Our VISA credit cards come with the lowest rates in the game. Choose from the Classic Card or our VISA Platinum Rewards Card – both make it easier to pay down debt, or just pay less in interest if you tend to carry a balance. Applying is a breeze, with our one-page application, 24-hour approvals, and instant card issuing at any RMCU branch.

Explore VISAs

Personal Loans

“I want to make a large purchase”

With interest rates lower than most big banks and personalized service from local loan officers, RMCU makes borrowing a seamless experience. Our diverse loan options adapt to any situation, from paying for weddings to medical expenses, and debt consolidation to overdraft lines of credit.

Learn More

Vehicle + Recreation Loans

“I want a new car or toy.”

Find the lowest interest rates around and a quick, easy loan process. Enjoy no application fees and quick turnarounds with decisions made locally in our branches. Whether you’re in the market for a new car, boat, or RV, we make it simple and affordable to buy your new ride.

Learn More

With any RMCU checking account, you’ll enjoy:

Easy Transition From Your Old Checking Account

The RMCU Switch Kit makes it a breeze to transfer your account funds, direct deposits, and other automatic payments seamlessly.

Instant Debit Card Issuing

Take home your new debit card the same day you open your account.

Mobile Wallet Compatibility

Connect your debit card to mobile wallets like Apple Pay, Google Pay, and Samsung Pay.

Credit Score Insights

Monitor your credit using SavvyMoney, a perk built into your RMCU mobile and desktop app.

Electronic Statements

Access your account statements securely online through the mobile or desktop app.

User-Friendly App

Our intuitive Rocky Mountain Credit Union Mobile App makes it easy to manage your checking account. Monitor your spending, transfer funds, pay bills, and more.

SWIPE Checking

Earn cash back every time you use your debit card

SWIPE Checking is an easy-to-use, cash-back checking account for anyone and everyone, from teens to retirees. However, unlike most basic checking accounts, SWIPE allows you to earn cash back when you swipe your debit card. Plus, it’s easy to use for youth checking – helping you set your teen up for financial success.

Why You’ll Love SWIPE

Earn 10 cents back for every debit card transaction after your first 10 purchases within a month. (Maximum of $15 in earnings per month.)
No minimum balance.

*ATM transactions don’t earn rewards. All new accounts are verified with ChexSystems. Rates may change after the account is opened, and fees could reduce earnings.

Apply Now

Personal Banking

All the financial tools to reach your life goals

Checking Accounts

“I want to keep my money local and earn rewards along the way.”

Savings Accounts

“I want to save money.”

VISA Credit Cards

“I want to spend, build my credit and earn rewards.”

Personal Loans

“I want to make a large purchase”

Vehicle + Recreation Loans

“I want a new car or toy.”

With any RMCU checking account, you’ll enjoy:

Earn cash back every time you use your debit card

Our Local Lenders

Kelly Boldy

Michelle Clayton

Kristine Germain

Jeff Dowler

Kaitlin Lagos

Trey Stephens

FOLLOW US ON INSTAGRAM

Personal Banking

All the financial tools to reach your life goals

Checking Accounts

“I want to keep my money local and earn rewards along the way.”

Savings Accounts

“I want to save money.”

VISA Credit Cards

“I want to spend, build my credit and earn rewards.”

Personal Loans

“I want to make a large purchase”

Vehicle + Recreation Loans

“I want a new car or toy.”

With any RMCU checking account, you’ll enjoy:

Earn cash back every time you use your debit card

Our Local Lenders

Kelly Boldy

Michelle Clayton

Kristine Germain

Jeff Dowler

Kaitlin Lagos

Trey Stephens

Learn More About Personal Banking

Debit Cards vs. Credit Cards: Which One is Right for You?

Tips for Financing Your First Car

Reliable Ways to Grow Your Savings in a Volatile Market

FOLLOW US ON INSTAGRAM