--- title: Financial Independence Starts Early with Swipe Checking description: Rocky Mountain Credit Union is excited to introduce the SWIPE Checking Account, tailored specifically for teenagers aged 13-17. image: https://rmcu.net/hubfs/swipe-family-hub-graphic-cutout-edit.png --- [![RMCULogoColor.jpg](https://rmcu.net/hubfs/RMCU-logo.svg "RMCULogoColor.jpg")](https://rmcu.net?hsLang=en) [Online Banking Login](https://banking.rmcu.net/auth/signin) [Online Banking Login](https://banking.rmcu.net/auth/signin) [![RMCULogoColor.jpg](https://rmcu.net/hubfs/RMCU-logo.svg "RMCULogoColor.jpg")](https://rmcu.net?hsLang=en) ![RMCU\_Web-Header\_Swipe-Youth-Checking\_green-tree](https://rmcu.net/hs-fs/hubfs/RMCU_Web-Header_Swipe-Youth-Checking_green-tree.png?width=1800&height=1192&name=RMCU_Web-Header_Swipe-Youth-Checking_green-tree.png) # **FINANCIAL INDEPENDENCE** # STARTS EARLY ![AdobeStock\_270849133](https://rmcu.net/hs-fs/hubfs/AdobeStock_270849133.jpeg?width=3840&height=2160&name=AdobeStock_270849133.jpeg) SWIPE Checking ## Set your teen up for financial success As your children grow, so do their financial needs and responsibilities. For teens, it's not too early to learn the value of saving and handling money. That's why Rocky Mountain Credit Union is excited to introduce the *SWIPE* Checking Account, tailored specifically for teenagers aged 13-17. [Apply Now](https://rmcu.symapp.jhahosted.com/) What’s Included in ## The SWIPE Checking Account offers the right amount of financial freedom for teens, giving parents the power to: ### Set spending limits on debit cards ### Lock and unlock the account and debit cards ### Monitor account activity ### Set up budgeting plans ### Transfer money in and out with no fees ![Mom and daughter checking mobile banking.](https://rmcu.net/hs-fs/hubfs/AdobeStock_422007455.jpeg?width=5472&height=3648&name=AdobeStock_422007455.jpeg) Swipe Checking ## Teens Get - Ten cents back on every purchase - A free debit card that integrates with mobile wallets - Guided financial empowerment! ## Set your teen up for financial success. [Apply Now](https://rmcu.symapp.jhahosted.com/) ![AdobeStock\_252915492](https://rmcu.net/hs-fs/hubfs/AdobeStock_252915492.jpeg?width=8688&height=5792&name=AdobeStock_252915492.jpeg) Start Even Earlier with ## Rocky Super Savers For kids ages 0-17, a Rocky Super Saver account is a fun and easy way to start saving early.   **Here's how it works:** - Upon [qualifying for membership](https://www.rmcu.net/membership/rmcu-membership?hsLang=en), deposit at least $20 into an account as the minimum balance. - Get your punch card and choose your favorite toy from the treasure box! - Visit any RMCU branch to make a deposit into your account. Each time you do, you'll get a punch on your card. - Rack up 10 punches and RMCU will deposit $10 into your account. [Apply for Rocky Super Savers](https://rmcu.symapp.jhahosted.com/) ![RMCU-mastermind-main-card-clean](https://rmcu.net/hs-fs/hubfs/RMCU-mastermind-main-card-clean.jpg?width=2736&height=1824&name=RMCU-mastermind-main-card-clean.jpg) MONEY MASTERMIND ## Are you ready to become a Money Mastermind? Subscribe to our email list for weekly lesson plans that the whole family can follow together, or jump to the lessons that interest you most. Whether you work through it with your kids or on your own, our money management course will help turn your entire family into Money Masterminds. Become a Money Mastermind ## Blog Resources [Youth Financial Literacy](https://blog.rmcu.net/blog/topic/youth-financial-literacy?hsLang=en) ![](https://rmcu.net/hs-fs/hubfs/RMCU_7%20Ways%20to%20Teach%20Your%20Kids%20Good%20Credit%20Habits_1.jpg?width=700&name=RMCU_7%20Ways%20to%20Teach%20Your%20Kids%20Good%20Credit%20Habits_1.jpg) Youth Financial Literacy ### [7 Ways to Teach Your Kids Good Credit Habits](https://blog.rmcu.net/blog/7-ways-to-teach-your-kids-good-credit-habits?hsLang=en) It’s never too early to help your kids learn good credit habits. And in a world where their credit s... Keep Reading ![](https://rmcu.net/hs-fs/hubfs/RMCU_Ways-to-educate-your-kids-about-finances_Blog_Images-01-1.jpg?width=700&name=RMCU_Ways-to-educate-your-kids-about-finances_Blog_Images-01-1.jpg) Youth Financial Literacy ### [6 Ways To Educate Your Kids About Finance](https://blog.rmcu.net/blog/ways-to-educate-kids-about-finance?hsLang=en) Why didn’t we learn this in school? It’s a common refrain from many adults these days about personal... Keep Reading ![](https://rmcu.net/hs-fs/hubfs/Imported_Blog_Media/iStock-1061876006_c.jpg?width=700&name=iStock-1061876006_c.jpg) Youth Financial Literacy ### [Kids and Gifts: How to Set Expectations](https://blog.rmcu.net/blog/kids-and-gifts-2019?hsLang=en) There are two sides to every gifting scenario: giving and receiving. And with kids, those become ver... Keep Reading *Some restrictions apply. Earn $0.10 after 10 Swipe Card transactions each month. Maximum payout of $15 per month. Must qualify for membership. Checking accounts verified by Chexsystems. Each account is privately insured up to $250,000 by American Share Insurance.  By members’ choice, this institution is not federally insured.* ## [**FOLLOW US ON INSTAGRAM**](https://www.instagram.com/rockymountaincu/?hl=en) - [Privacy Policy](https://rmcu.net/hubfs/DISCLOSURES%20(FILES)/Privacy_Notice.pdf) - [ADA Compliance](https://rmcu.net/ada-compliance) - [Careers](https://rmcu.net/membership/about-rmcu/careers) - [Fee Schedule](https://rmcu.net/hubfs/DISCLOSURES%20(FILES)/RMCU_ScheduleOfCharges_Members_2024-DIGITAL-2.pdf) ![Equal Housing Leader](https://rmcu.net/hs-fs/hubfs/raw_assets/public/RMCU_2022/images/home-lender-logo.png?width=140&name=home-lender-logo.png "Equal Housing Leader") ![American Strategic Insurance](https://rmcu.net/hubfs/raw_assets/public/RMCU_2022/images/asi-logo.svg "placeholder_200x200") Each account is insured by American Share Insurance up to $250,000. By members' choice, this institution is not federally insured. [![RMCULogoColor.jpg](https://rmcu.net/hubfs/RMCU-logo.svg "RMCULogoColor.jpg")](https://rmcu.net?hsLang=en) All share and loan accounts are subject to membership eligibility. Equal Housing Opportunity. **RMCU NMLS# 585490** © 2026 Rocky Mountain Credit Union All Rights Reserved × ## You Are Leaving Our Website You are leaving the Rocky Mountain Credit Union website and accessing a third-party website. The privacy, security, and accessibility policies of third-party websites may differ from those of Rocky Mountain Credit Union. We encourage you to review the policies of any website you visit. Rocky Mountain Credit Union is not responsible for the content, privacy, security, or availability of external websites and does not endorse or guarantee the products, services, or information they provide. Stay Here Continue