Account Type

Dividend Rate

APY

Compounds

Membership Savings & Other Savings

(Includes Christmas Club, First Time Homebuyers, Medical, Optional)

$0.01 -
$999.99

$1,000 -
$4,999.99

$5,000 -
$24,999.99

$25,000 -
$74,999.99

$75,000 <

0.01%

0.05%

0.10%

0.15%

0.25%

0.01%

0.05%

0.10%

0.15%

0.25%

Dividends compounded

credited monthly

Escrow Savings

0.05%

0.05%

Dividends compounded

credited monthly

$0.01 -
$2,499.99

$2,500 -
$9,999.99

$10,000 -
$19,999.99

$20,000 <

0.40%

0.50%

0.70%

0.90%

0.40%

0.50%

0.70%

0.90%

Dividends compounded

credited monthly

Premier Money Market

Below $50,000

$25 monthly fee

1.25%

1.35%

1.40%

1.50%

Dividends compounded

credited monthly

Fresh Start, Coin, and Swipe Checking

0.00%

0.00%

Dividends compounded

credited monthly

Summit Checking

(Qualifying rate requires monthly: 10 debit transactions and direct deposit. If qualifications are not met, a non‐qualifying rate will be paid. *Example blended rate is calculated on the assumption of $100,000 in the account.)

Qualifying: $0.01 to $20,000.00

Qualifying: $20,000.01 and greater

Non‐Qual: $0.01 and greater

4.89%

0.05%

0.05%

5.00%

5.00%-1.02%

0.05%

Dividends compounded

credited monthly

$0.01 -
$999.99

$1,000 -
$4,999.99

$5,000 -

$24,999.99

$25,000 -
$74,999.99

$75,000 <

0.03%

0.10%

0.15%

0.25%

0.50%

0.03%

0.10%

0.15%

0.25%

0.50%

Dividends compounded

credited monthly

Maturity

Min. Balance

Dividend Rate

APY

Compounds

$1,000 minimum
balance

(90 Day)

$1,000 <

3.90%

3.97%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$1,000 minimum
balance

(6 Month)

$1,000 <

3.85%

3.92%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$1,000 minimum
balance

(12 Month)

$1,000 <

3.50%

3.56%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

Vault ( Must transfer min. $10 each month)

• $1 minimum balance
• IRA Certificates not available at this time

(12 Month)

$1 <

3.50%

3.56%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$1,000 minimum
balance

(18 Month)

$1,000 <

3.40%

3.45%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$1,000 minimum
balance

(2 Years)

$1,000 <

3.30%

3.30%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$1,000 minimum
balance

(3 Years)

$1,000 <

3.30%

3.30%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$1,000 minimum
balance

(4 Years)

$1,000 <

3.30%

3.30%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$1,000 <

3.35%

3.35%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$250 min. balance

3.40%

3.45%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

Maturity

Min. Balance

Dividend Rate

APY

Compounds

$2,000 minimum balance for IRA Certificates

(12 Month)

$2,000

<

3.50%

3.56%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$2,000 minimum balance for IRA Certificates

(18 Month)

$2,000 <

3.40%

3.45%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$2,000 minimum balance for IRA Certificates

(2 Years)

$2,000 <

3.30%

3.35%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$2,000 minimum balance for IRA Certificates

(3 Years)

$2,000 <

3.30%

3.35%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$2,000 minimum balance for IRA Certificates

(4 Years)

$2,000 <

3.30%

3.35%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$2,000 minimum balance for IRA Certificates

(5 Years)

$2,000 <

3.35%