Become a Member at RMCU
Why join our credit union?
At Rocky Mountain Credit Union, membership means partnership. Unlike traditional banks, we're a cooperative where you're not just a customer but a member and owner. As a not-for-profit financial cooperative, we return our earnings to you through better rates and lower fees.
The partnership looks like…
- Community investment. We're deeply invested in the communities we serve in Bozeman, Belgrade, Helena, and Butte, supporting local education, scholarships, and organizations our members care about.
- Better rates and lower fees. Our credit card rates average 3-4% lower than banks, auto loans about 2% less, and we offer higher dividends on savings products.
- Real people, genuine member service. Our staff cares about your success and offers free financial counseling and tools to empower you.
Am I Eligible to Join RMCU?
To become a member of RMCU, you must meet one of the following qualifications:
- Live, work, or worship in one of these Montana counties: Broadwater, Cascade, Deer Lodge, Gallatin, Jefferson, Lewis and Clark, Madison, Park, Powell, Missoula, or Silver Bow.
- Be a State of Montana employee
- Be a relative of a current member
- Be an employee of these select businesses:
- Be an alumnus of Montana State University
To become a member, all you need is:
- Valid government-issued ID
- Valid tax identification number
- One form of additional ID (Passport, Birth Certificate)
- Proof of physical residence
- $20.00 for your membership share deposit
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Our Values Are Your Values
We Are Accountable
Integrity and responsibility are at the heart of our operations. We hold ourselves to the highest honesty and transparency standards to ensure we focus on serving our members.
We Are Welcoming
We prioritize a feeling of belonging and being supported. Members and coworkers can feel safe and bring their uniqueness while feeling like they belong to something greater than themselves. Each new member and coworker is welcomed with open arms.
We Are Compassionate
We seek to understand the diverse needs of our members, coworkers, and communities. Our approach is one of empathy and kindness. We choose to take care of people.
We Are Grateful
We recognize and cherish our members' trust in us. We choose to appreciate our members and coworkers.
We Are Partners
Collaboration and mutual support are key to our success. We view ourselves as partners with our members and coworkers, working to achieve financial wellness and community prosperity.
Ways to Bank With RMCU
Banking with your local credit union doesn’t mean sacrificing convenience. With credit union membership at RMCU, you’ll have access to:
- Manage your accounts anywhere, anytime, with online banking via your website browser or our mobile app.
- Six in-person branch locations throughout Montana, nine ATMs, plus co-op ATMs. Find locations near you.
- Financial tools like SavvyMoney Credit Monitoring and educational courses like Money Mastermind.
Download the RMCU Mobile App
