Your Financial Partner Through Life’s Ups and Downs
Whether you’re facing an unexpected expense, a gap in pay, or a shift in your financial situation, RMCU is here to help you stay steady and move forward with confidence.
As a not-for-profit, member-owned cooperative, RMCU was created to help its members build wealth. We’re more than a place to bank—we’re your partner in achieving financial peace of mind, no matter what challenges come your way.
Ways RMCU Can Help During Financial Distress
Consolidation Loans
Simplify your finances with low-interest debt consolidation options designed to help you take control of monthly payments and reduce stress.
Skip-A-Pay Options
Qualifying members can skip a loan payment to free up funds for essentials and immediate needs.
Financial Counseling
Access free one-on-one counseling with our financial experts to manage expenses and plan your budget to move closer to your financial goals.
Budget Worksheet
Use our simple budgeting tool to reassess spending and identify ways to stay financially stable when funds are low.
Savvy Money: Our Free Credit Monitoring Tool
SavvyMoney is a free credit score monitoring tool that’s available to all RMCU members. Learn your current credit score, get personalized tips on how to improve it, and get alerts to any changes in your credit score.
Rocky Mountain Credit Union
Contact Us Directly
We’re here to help, every step of the way.
Email:
Call:
406.449.2680 (Available 8 a.m.–5 p.m.)
Visit a Branch
Find your nearest RMCU location and meet with our team in person, Monday–Friday, 8:30 a.m.–4:30 p.m.
Money Mastermind
Get personalized education on finance
Adulting is hard. Take our Money Mastermind course to get your financial questions answered.
Additional Government Programs and Resources
In addition to RMCU’s member support options, several government programs are available to assist members who are struggling financially:Federal Employee Education & Assistance Fund (FEEA) Shutdown Grants.
FEEA is offering $150 micro-grants to furloughed or excepted federal employees to cover essentials like groceries, gas, diapers, and other necessities.
Supplemental Nutrition Assistance Program (SNAP):
Helps individuals and families purchase nutritious food.
Low Income Home Energy Assistance Program (LIHEAP):
Provides help with home heating and energy bills.
Temporary Assistance for Needy Families (TANF): Supports families with financial assistance and job-related services.
Montana Department of Public Health and Human Services: Offers programs for food, housing, and emergency cash assistance.
You’re Not Alone.
Life can be unpredictable, but you’re never in it alone. Whether you need financial flexibility, expert guidance, or a trusted voice of reassurance, RMCU is here for you—today and always.