branches closed december 24th after 1PM and all day December 25th for Christmas
							 RMCU Real Estate Landing Pages

READY TO PURCHASE A HOME?

Get a Home Mortgage from RMCU

Getting a mortgage through RMCU starts with talking to a real person – a local real estate loan officer who might just be your future neighbor. You’ll find uncommonly low rates on conventional loans, government loans, and learn if you qualify for assistance programs that can save you money. And with fast approvals made in our Montana branches, you’ll be putting down roots faster than you can say “home sweet home.”

Benefits of Choosing RMCU

Access to a real
estate loan officer
with local expertise

No application
fees

Lower interest rates
than most big banks

The type of member
service you’d expect
from a credit union

Loan Types

Conventional Loans


Conforming Loans, Non-Conforming Loans, and Jumbo Loans

Government Loans


Federal Housing Administration (FHA) Loans, Veterans Administration (VA) Loans, and Rural Development (RD) Loans

Special Programs


Home$tart - Down payment assistance for qualifying homebuyers,Vacant Lot & Land, Modular/Manufactured

Interested in buying a home?

Fill out the form to connect with one of our lenders and get started.

Home Equity & Mortgage Team


Emmie Kleppelid Profile headshot

Emmie Kleppelid

Real Estate Loan Officer

406.447.5336
Belgrade / Bozeman / Butte / Helena
ekleppelid@rmcu.net
nmls# 1512405

Kelly Topinka Profile headshot

Kelly Topinka

Home Equity Loan Officer

406.582.6624
Belgrade / Bozeman / Butte / Helena
kelly.topinka@rmcu.net
nmls# 217148

Toni Lake Profile headshot

Toni Lake

Senior Real Estate Loan Officer

406.447.1109
Belgrade / Bozeman / Butte / Helena
toni.lake@rmcu.net
nmls# 1744443

Other Real Estate Loan Options