READY TO PURCHASE A HOME?

Get a Home Mortgage from RMCU

Getting a mortgage through RMCU starts with talking to a real person – a local real estate loan officer who might just be your future neighbor. You’ll find uncommonly low rates on conventional loans, government loans, and learn if you qualify for assistance programs that can save you money. And with fast approvals made in our Montana branches, you’ll be putting down roots faster than you can say “home sweet home.”

Benefits of Choosing RMCU

Access to a real
estate loan officer
with local expertise

No application
fees

Lower interest rates
than most big banks

The type of member
service you’d expect
from a credit union

Loan Types

Conventional Loans

Conforming Loans, Non-Conforming Loans, and Jumbo Loans

Government Loans

Federal Housing Administration (FHA) Loans, Veterans Administration (VA) Loans, and Rural Development (RD) Loans

Special Programs

Home$tart - Down payment assistance for qualifying homebuyers,Vacant Lot & Land, Modular/Manufactured

Interested in buying a home?

Fill out the form to connect with one of our lenders and get started.

Home Equity & Mortgage Team

Emmie Kleppelid

Real Estate Loan Officer

406.447.5336
Belgrade / Bozeman / Butte / Helena
ekleppelid@rmcu.net
nmls# 1512405

Kelly Topinka

Home Equity Loan Officer

406.582.6624
Belgrade / Bozeman / Butte / Helena
kelly.topinka@rmcu.net
nmls# 217148

Other Real Estate Loan Options

Refinance Home

Owning a home is typically a great financial asset. RMCU can help you make the most of that asset. Whether you’re looking to take advantage of low-interest rates or tap into your home’s equity, RMCU can help you do more with your mortgage. Refinancing with RMCU is easy, with uncommonly low rates and decisions made quickly in our local branches.

Learn More

Home Equity Loans

A home equity line of credit (HELOC) can give you the cash you need, with no restrictions on how you spend it. A low-interest HELOC from RMCU can help you make home improvements, provide emergency funds or consolidate debt. Find out how much credit you can get from the equity in your home.