Business Savings Accounts
Credit union savings accounts for all your business goals.
From basic business savings accounts to premier money market accounts and term certificates, our accounts help Montana businesses save for their goals.
Find the right savings account for your financial goal
With all RMCU savings accounts, you’ll enjoy:
Easy Transition From Your Old Savings Account
Before starting your home search, connect with a lender to determine how much you can afford and get preapproved for a loan.
Credit Score Insights
Monitor your credit using SavvyMoney, a perk that’s built into your RMCU mobile and desktop app.
Electronic Statements
Access your account statements securely online through the mobile or desktop app.
User-Friendly App
Our intuitive Rocky Mountain Credit Union Mobile App makes it easy to manage your checking account. Monitor your spending, transfer funds, pay bills, and more.
Business Savings Account
Start your savings journey with RMCU’s Member Savings Accounts—simple, secure, and built for growth. With no monthly fees and free online banking, you’re on the path to financial success from day one.
Business Savings Account
| Savings | |
|---|---|
| Minimum Balance: |
$20 |
| Monthly Fee: | None |
| Annual Percentage Yield: | 0.01% - 0.25% APY |
Business Money Market Accounts
Grow your savings faster with RMCU’s Money Market accounts. Enjoy competitive rates, flexible access, and free online banking—perfect for those who want higher earnings in a secure account.
Business Money Market Accounts
| Business Standard | Business Premier | |
|---|---|---|
| Minimum Balance: |
$2,500 |
$50,000 |
| Monthly Fee: | $10 if balance drops below $2,500 | $25 if balance drops below $50,000 |
| Dividend Rate: | 0.40% - 0.90% APY | 0.90% - 1.28% APY |
Business Certificate Account
Secure your savings and watch them grow with RMCU’s Certificate Accounts. Whether you’re just starting out or building long-term wealth, our flexible options—starting with as little as $1—offer guaranteed returns and competitive rates. From our Vault Certificate for steady, low-minimum savings to our Youth Certificate designed to help young savers get ahead, we provide options to fit every financial goal. With terms ranging from 3 to 60 months, you can choose the path that works best for you.
Business Certificate Account
| Term Certificate | |
|---|---|
| Minimum Deposit: |
$1,000 |
| Monthly Fee: |
None |
| Dividend Rate: | View our current certificate rates |
*All members are required to open a Membership Savings with a $20 minimum balance in order to maintain membership with RMCU and utilize our additional products and services.